INCLUDED

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  Pre and Post-hospitalization Expenses

  We understand that treatment isn’t limited to hospitalisation. Our pre- and post-hospitalisation cover pays for your costs up to 60 days before admission and 180 days after discharge.
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  Domiciliary Hospitalization Expenses

  We pay for your expenses during at-home medical treatment (domicile) for a period of more than three days.
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  Road Ambulance Charges

  We make sure you reach the hospital safely with our Emergency Ambulance Expenses Cover.
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  Maternity Expenses

  Bringing a new life into the world doesn’t have to be financially stressful. That’s why our policy covers all child delivery expenses, including pre- and post-natal medical expenses.
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  Inpatient Treatment

  If an injury or accident sends you straight to a hospital bed, don’t worry! Our policy will pay for your room rent, boarding, and nursing expenses.
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  Day Care Treatment

  We pay for your day care expenses too.
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  Organ Donor Expenses

  We also cover the organ donor’s treatment costs.
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  Patient Care

  We pay for all inpatient care costs, up to 10 days after discharge (limited to a maximum of 30 days per policy year).
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  New Born Baby

  We take care of your newborn’s expenses related to hospitalization - from the day of birth to 91 days.
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  Global Medical Treatment

  We pay for your costs in treatment abroad - listed critical illnesses, return airfare, and emergencies (except the USA and Canada).
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  Child Vaccination Benefits

  We pay for your child’s vaccination expenses up to 12 years of age.
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  Accidental Hospitalization

  If you meet with an accident and need hospitalization, we give you additional sum insured.
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  Out-Patient Medical Expenses (Consultation and Diagnostic)

  We pay for all treatment expenses that do not require a hospital stay or admission (consultations and diagnostics). We also pay for prescribed medications, up to 80% of the cost.
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  Dental consultations and diagnostics only (up to 70%)

  We pay for up to 70% of your costs.
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  Out-Patient Medical Expenses (Prescribed Medications up to 80%)

  We pay for your prescribed medicines, up to 80% of the total cost.
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  Alternative Treatment

  If you prefer alternate forms of healing, we have you covered! We cover all the medical expenses related to Unani, Ayurveda, Siddha, and Homeopathy treatments.
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  Medications

  The plan covers the total cost of your prescribed medicines.