Collate Documents
Upon discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurredNo one plans to get sick or hurt. But, most of us need medical care at some point.
Even if you already have health insurance, it might not cover incidental expenses. What are those? Expenses like food, travel, x-ray charges, and surgical accessories cost are incidental expenses.
With Future Generali’s Hospital Cash Insurance, you get a daily allowance when hospitalised. You can use this allowance for all the incidental expenses. It is a fool-proof way that gives you cash benefits and prevents your savings from depleting. Plus, the plan covers both you and your family members!
Get a lump sum benefit if the policyholder gets hospitalized due to any of the listed conditions.
Opt for cancellation within 15 days from the policy issue, provided there has been no claim.
From the expiry date of the policy, you get 30 days grace period for renewal.
Port your policy as per the portability guidelines of IRDAI.
Get access to specialized doctor consultations right at your fingertips.
You will get twice of the per day benefit if you or your family member is hospitalised in an ICU within the city of your residence.
You will get thrice of the per day benefit if you or your family member is hospitalised in an ICU outside the city of residence.
An additional convalescence benefit of Rs 5000 for hospitalisation of more than 10 days is also payable to you or your family member, once per hospitalisation event.
ICU benefit is available for maximum period of 10 days for each hospitalisation and maximum 20 days during the policy period.
Recovery can often be as expensive as hospitalisation. That’s why our policy provides an additional benefit of Rs. 5,000 for a stress-free recovery.
Pre-existing diseases
Fertility-related illnesses
Non-allopathic treatment
Cosmetic surgeries
Self-inflicted injury
Adults: 18 years and 65 years of age with lifetime renewal option
Children: 6 months and 25 years of age, provided the parents are simultaneously insured with us
Plan A and Pan B - Income criteria – Not applicable
Plan C - Monthly income above Rs. 50,000
Plan D - Monthly income above Rs. 75,000
Age up to 55 years
Medical tests waived subject to no adverse health declaration on the proposal form
Age over 55 years
Medical tests required for specific plans and 50% of the test charges are reimbursed, if you or family members are insured with us
Medical Report validity
30 days from the day tests were done
We only need some basic details to give you a quote.
Our claim settlement process is fast and relaible
Collate Documents
Upon discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurredClaim Form
Download the FG health claim form, fill it and along with itDocument Submission
Submit original documents to the nearest Future Generali branchClaim Settlement
We will settle the claim in subject to policy terms and conditionsFile your claim in minutes with Future Generali’s easy four-step claim process
Visit Hospital
Approach an insurance desk of your nearest FG Network Hospitals and show your health card for Cashless TreatmentVerify Yourself
The Network Hospital will verify your identity and submit duly filled pre-authorization form with Future GeneraliGet Admitted
You get admitted without any deposit and get cashless treatmentPeace of Mind
Once you are discharged, the hospital will send your claim documents to FG and the authorized amount will be settled directly with the hospitalYes, you may migrate your existing policy by applying to us 30 days before your policy expiry date
In event of hospitalisation even if you have a standard Mediclaim policy, you may have to make some “out of pocket” expenditure like food, conveyance etc. Hospi Cash will pay a fixed benefit amount for each day of hospitalisation to take care of such incidental expenses and thus reduce out of pocket expenditure.
Policy offers various options (30/ 60/ 90/ 180 days) and you may choose accordingly.
Yes. Tax benefits are available for health insurance policies under Sec. 80D of the Income Tax Act.
Yes, you can insure yourself, your spouse and up to 2 dependent children under a floater policy.
Yes, we will pay additional Rs. 5,000 as convalescence/ recovery benefit if the insured is hospitalised for consecutive period exceeding 10 days.
We offer up to Rs. 3000 per day benefit under Hospi Cash. Moreover in case of ICU hospitalisation the benefit amount will be double (same city) or triple (other city).
No, Hospi Cash is a benefit policy which means the benefit amount is not related to actual expenses hence original bills are not required. Bills and documents (original) asked at the time of claim are for checking the admissibility and will be returned to you.
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Read MorePRODUCT NAME: FUTURE HOSPICASH | UIN NO: IFGIHLIP22105V022122 | LAUNCH DATE: 1ST OCTOBER 2021
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