Collate Documents
Upon discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurred
Life is a mix of ups and downs. And unfortunately, accidents are a part of it. Accidents can leave you and your family in shock and sometimes in financial burden. But with Future Generali’s Saral Suraksha Bima, you won’t have to worry about your financial future.
Our policy offers comprehensive cover against death or disability due to accidents.
Get 24x7 coverage against accidents in any corner of the world.
Get 5% extra cover up to 50% with every renewal, provided you didn’t make a claim in the previous policy period.
We settle all your claims within 30 working days.
Get a 30-day grace period after every end of policy term for renewal.
Customise the plan according to your needs and the number of family members you have.
There is no medical examination required.
In the unfortunate scenario of loss of life, our policy will offer the insured amount to your family.
Our insurance will cover you for the insured amount, if you are no longer able to work due to an accident-related injury.
We’ll offer you the promised amount if you can’t work at full capacity due to an injury caused by an accident.
Intentional self-injury unless in self-defense or to save life, suicide or attempted suicide
Under the influence of intoxicating liquor or drugs or other intoxicants
Death or disablement arising or resulting from the Insured Person committing any breach of law with criminal intent
Due to participation as a professional in hazardous or adventure sports
Participation in felony, riot, war etc.
Adults: 18 years to 70 years with renewability up to 70 years.
Children: 3 months to 25 years can be covered as dependents.
Maximum Sum Insured offered is 144 times the monthly income.
There is a single sum insured for the Base covers (Accidental death, Permanent total disability and Permanent Partial Disability).
Once you secure the insurance cover, you get a financial assurance for all your health needs. You also get documents for your better understanding and convenience.
Our claim settlement process is fast and relaible
Collate Documents
Upon discharge, pay all hospital bills and collect all original documents of treatment undergone and expenses incurred
Claim Form
Download and fill the FG health claim form
Document Submission
Submit original documents to the nearest Future Generali branch
Claim Settlement
We will settle the claim in subject to policy terms and conditions
File your claim in minutes with Future Generali’s easy four-step claim process
Visit Hospital
Approach an insurance desk of your nearest FG Network Hospitals and show your health card for Cashless Treatment
Verify Yourself
The Network Hospital will verify your identity and submit duly filled pre-authorization form with Future GeneraliGet Admitted
You get admitted without any deposit and get cashless treatmentPeace of Mind
Once you are discharged, the hospital will send your claim documents to FG and the authorized amount will be settled directly with the hospitalYes, for every continuous and claim free year, 5% increase in the Base Sum Insured will be available, provided the policy is renewed without a break subject to maximum of 50% of the sum insured.
This depends on your risk perception and cover under Saral Suraksha Bima is made available based on your current income. Base cover is given up to 144 x (times) your monthly income.
Self, spouse, Parents and Parents in-law, and dependent children can be covered in a single Saral Suraksha Bima policy.
Yes this must be informed to the insurance company in writing within 30 days of the change by filling a fresh Proposal Form. If not disclosed within the said period, then the insurance will cease as far as the Insured Person is concerned from the date of change of Occupation.
No, weekly compensation benefit is given to earning people only however benefit up to Rs. 0.2% of base sum insured per week for 100 weeks may be allowed for your wife if she is insured as a dependent under your Saral Suraksha Bima.
You have taken a considered decision of taking a Life Insurance policy which is indeed wonderful however protection offered by Personal Accident policy is far wider in terms of coverage e.g. In personal accident policy.you may opt for Weekly compensation for Accidental Temporary Disability, Education Grant and Hospitalisation Expenses due to Accident covers.
Individuals from age 18 years to 70 years can opt for Saral Suraksha Bima, Future Generali India Insurance Company Limited. Children from age 3 months to 25 years can opt as a dependent.
At Future Generali, we offer flexibility to our valued customers to select the optimum coverage as per income.
Hospitalisation expenses due to accident are paid for inpatient treatment on reimbursement basis.
Yes, the coverage under Future Generali’s policy is worldwide and 24X7 except when you are travelling to countries where Government of India has imposed travel and other restrictions. However, claims, if any, will be paid in Indian currency only.
Nuclear, chemical and biological terrorism is not covered under Saral Suraksha Bima.
Apart from base covers viz. Accidental death, Permanent Total disability, Permanent Partial disability; Future Generali offers optional covers like and Temporary Total Disability, Education Grant and Hospitalisation Expenses due to Accident benefit to choose from.
Maximum renewal age up to 70 years.
Tax benefits are not available under Saral Suraksha Bima.
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Read MorePRODUCT NAME: Saral Suraksha Bima, Future Generali India Insurance company Limited | UIN NO: FGIPAIP21623V012021 | LAUNCH DATE: 1ST APRIL 2021
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