INCLUSIONS

• Medical Coverage

  Future Generali's travel insurance for travel within India provides coverage for a wide range of medical expenses. This includes hospitalization due to sickness or accident, emergency medical evacuation, daily hospital allowance, and emergency sickness dental relief.

• Personal Accident

  Get coverage against accidental death, permanent total disablement, and permanent partial disablement while traveling within India.

• Personal Care

  With Future Generali's domestic travel insurance in India, you receive coverage for baggage loss, compassionate visits, financial emergencies, and baggage delays.

• Travel Inconvenience

  With travel insurance within India, you are covered against a wide range of travel inconveniences such as hijacks, trip cancellations, trip curtailment, missed connections, and trip delays.

• Home Insurance

  If there is a burglary or fire at your home while you are traveling, we will reimburse the expenses up to the maximum limits specified.

• Loss of Checked-In Baggage

  If your checked-in baggage is lost, we will reimburse the cost of replacing the entire baggage, ensuring you are not left without essential items during your trip.

• Bounced Hotel and Flight

  If your confirmed flight reservation or accommodation is bounced, we will reimburse the additional expenses for alternative arrangements.

• Emergency Hotel Extension

  In case you or a family member sustains an accidental injury requiring hospitalization, the policy will reimburse the cost of hotel extensions for you and your family members.

• Medical Evacuation and Repatriation of Mortal Remains

  We cover the charges for medical evacuation and repatriation. This includes transporting you to the nearest medical facility or returning mortal remains to your home location.

• Adventure Sports (Applicable for Vacations Plan)

  Our domestic travel insurance in India covers accidental death, permanent total disablement, medical evacuation, or repatriation of mortal remains arising from adventure sports activities included in the Vacation Plan.

• Assistance Services

  We offer several assistance services, including private car breakdown assistance, taxi breakdown assistance, ambulance assistance, concierge services, medical evacuation, and repatriation.

EXCLUSIONS

• Accidents that happen while you are at home.

• Any disability you had before the policy started.

• Intentional self-injury, including those from using drugs or alcohol.

• Accidents while doing dangerous activities.

• Accidents under the influence of alcohol or drugs.

• Accidents while participating in crimes, riots, or civil disturbances.

• Costs that are not strictly medical or for unproven treatments.

• Expenses related to pregnancy, childbirth, miscarriage, abortion, or related complications.

• Claims for events that happen before the policy starts or after it ends.

• Injuries from adventure sports are not covered unless you have the Vacation Plan.

• Claims related to war, invasions, civil wars, rebellions, or actions by the government or public authorities.

• Claims for events that happen beyond the maximum trip duration specified in the policy.