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COMMERCIAL INSURANCE

Machinery Breakdown Insurance

Machineries are one of the most vital constituents in manufacturing and industrial units. Breakdown of critical machinery could seriously impact the business leading to financial losses. Machinery breakdown policy is an ideal cover for plant and machinery to cover cost of repairs or replacement of damaged parts as a result of accidental electrical and mechanical breakdowns.

What’s Covered

  • Cover to machinery against losses/damages due to all kinds of Accidental, electrical and mechanical breakdowns as a result of internal and external causes.

  • Machinery is covered while in operation or at rest or in the process of being dismantled, overhauled or during subsequent re-erection at the same premises.

What's Not Covered

  • Nuclear reaction, Nuclear Radiation or Radioactive contamination

  • Willful acts or Gross Negligence on the part of the Insured or of his representatives

  • War or warlike operation

  • Wear and tear

  • Fire, lightning, Chemical Explosion, Burglary and Theft


Disclaimer The above exclusions are indicative in nature, for detail exclusions please refer to the policy wordings.

Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings. Click here to view Policy Wordings.

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