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What is Machinery Breakdown Insurance?

Your business cannot work without the right machines. And, any damage to your machines is a personal loss. But Future Generali’s Machinery Breakdown Insurance takes care of your machine.

Our insurance plan covers any damage or physical loss to your machinery. Our plan is ideal for covering the cost of repairs or replacement of damaged parts.

We also protect you against the breakdown of any equipment you have on a commission basis.

What is Covered?

Our machinery breakdown insurance will give you coverage for situations like:

Damages or losses as a result of electrical or mechanical breakdown

Machinery breakdown due to accidents

When a breakdown occurs during operation

When a breakdown occurs while the machine is at rest

Damages or losses due to dismantling, overhauling or re-erection of machinery

What is not covered?


  • Willful acts or negligence by you or your employees

  • Nuclear contamination, radiation, or reaction

  • Wear and tear

  • Warlike operation

  • Chemical explosions

  • Burglary or theft

  • Lightning or fire

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Disclaimer For complete details of Policy coverage, terms, conditions and exclusions, please refer the policy wordings.