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What is Shubh Yatra - Group?

Travel light by leaving all your worries behind! Be it daily commute, business trips, or vacation bucket lists, you have everything covered with the Shubh Yatra policy!

Business trips and the daily commute are an essential part of employees’ life. However, many risks are involved while travelling. Baggage loss and accidents can put a financial strain on your employees. Protect them with Future Generali’s Shubh Yatra policy. The policy covers vacation trips as well!

Our Shubh Yatra policy comes in three variants:

·       Daily Commuters Plan

·       Business Plan

·       Vacations Plan

Salient Features

  • This policy is applicable for groups as defined under IRDAI Group guidelines.
  • Policy cannot be issued for any individual who has already commenced the journey.
  • Age Eligibility – From 6 months to 70 years.
  • Policy will be issued to Indian Nationals, residing in India.

What is Covered?

Our policy provides comprehensive coverage, which includes:

Trip cancellation

We know the pain of a cancelled or delayed trip. Nine times out of ten, it’s because of something you can’t control. Though, what you can control are your financial losses. How? With our policy! Our plan compensates you in case your trip gets delayed or cancelled.

Loss of Baggage

Airlines are sometimes careless in handling your baggage. So, it’s possible that you may lose your luggage. However, there’s no need to get worked up. Our policy compensates for baggage loss as well!

Home insurance

Getting homesick is very common while travelling. However, many people tend to worry about their home and belongings. If you’re one of them, there’s no need to panic. Our policy includes a home insurance cover as well! With it, we secure your home against burglary or losses due to fire. Now you can enjoy your trip to the fullest!


Whether you’re on a trip or commuting, the threat of an accident is never far behind. But don’t worry! Our insurance policy will give you enough financial security to overcome all your worries. Our policy covers you against:

Ø  Accidental Death

Ø  Permanent Total Disability

Ø  Permanent Partial Disability

Ø  Accidental Hospitalization

Bag Insurance

As most daily commuters, you might travel to work with your bag. However, you don’t realise the importance of your bag until it’s lost or stolen. But with our policy, you have nothing to worry about. Our policy provides bag insurance cover, which includes:

Ø  Laptops

Ø  Sunglasses

Ø  Mobile phone

Ø  Credit cards

Ø  ID proof

Other expenses

If you thought that’s it for the coverage part, you’re wrong! Our policy also includes:

Ø  Emergency hotel extension

Ø  Medical evaluation

Ø  Transfer of mortal remains

Ø  Missed connections

Ø  Bounced flight tickets or hotel booking

Adventure Sports

Vacations are incomplete without adrenaline-pumping adventure sports. However, it’s easy to forget the dangers involved in these activities. But with our policy, you can indulge in all adventures without worrying!

What is not covered?


  • Accidents that take place at your home

  • Accidents due to consumption of alcohol or drugs

  • Accidents due to participating in dangerous activities

  • Experimental or unproven treatment methods

  • Self-inflicted injury

  • Accidents due to war or warlike operations or warlike operations

  • Pregnancy, childbirth, or miscarriage

  • Accidents occurring after the duration of the trip

  • Accidents due to participation in riots or criminal activities

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PRODUCT NAME: Shubh Yatra – Group | UIN NO: FGITGDP19124V011819 | LAUNCH DATE: 9th APRIL 2019